Refinance Rates as low as 3.5% (3.545% APR**)

**PLEASE NOTE: You have not been prequalified or preapproved for any product or service by The Money Source Inc. This is not a commitment to lend and advertised loan terms are not an offer to enter into a rate lock-in agreement. Rate and Annual Percentage Rate (APR) displayed above are an example based on a 15-Year Conventional loan originating in California; Borrower must have 740+ credit score; Loan amount estimated at $400,000 with Loan-to-Value (LTV) under 70%. This advertised rate will not apply to unqualified borrowers.

A Conventional 30-year fixed rate loan for $400,000 with Loan-to-Value (LTV) under 70% where borrower has a 740+ credit score will have a loan rate of 4.00% with an Annual Percentage Rate (APR) of 4.027%.

The Money Source Inc., 135 Maxess Road, Melville, NY 11747, (631-454-0100), NMLS #6289 (www.nmlsconsumeraccess.org). Arizona Mortgage Banker License #0934427; California Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4131177 and the California Finance Lender Law, Loans made or arranged pursuant to a California Finance Lenders Law License #60DBO5299; Colorado Regulated by the Division of Real Estate NMLS #6289; Delaware Office of the State Bank Commissioner, License #012734; Georgia Residential Mortgage Licensee, License #23709; Illinois Residential Mortgage Licensee, License #MB.6760967; Kansas-licensed Mortgage Company License #MC.0025187; Maine Bureau of Consumer Credit Protection Supervised Lender License #SLM11977; Massachusetts Mortgage Lender License #ML6289; Licensed by the Mississippi Department of Banking and Consumer Finance, Mortgage Lender License #6289; Missouri Division of Finance, Missouri Company License #15-2233-S; Licensed by the New Hampshire Banking Department, License #14502-MB; Licensed Mortgage Banker - NYS Department of Financial Services License #B500814; Oregon Mortgage Lending License #ML-5211; Rhode Island Licensed Lender License #20092581LL; Licensed by the Virginia State Corporation Commission, Lender License #MC-5353.

Equal Housing Lender. Rates, fees and program guidelines are subject to change without notice.The advertised rate of interest and/or annual percentage rate may increase, change or not be available at commitment, lock-in or closing. Not all applicants will qualify. Subject to underwriting approval, including income verification, credit verification and satisfactory appraisal. The Money Source Inc. is not affiliated with or acting on behalf of or at the direction of HUD/FHA or the Federal government.

If your current circumstances do not match our assumptions stated above, you may still qualify for a loan. Simply call us at (855) 295-7157 to talk to one of our licensed loan originators.

To qualify for a mortgage, you must submit credit and collateral information for review and approval. By refinancing your existing loan, your total finance charge may be higher over the life of the loan. Mortgage product and rates subject to change. Terms and conditions apply

© 2017 The Money Source Inc.